We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for. | Planning Ahead Is the Key to Living With More Spontaneity Scheduling spontaneity doesn't lessen the joy of spontaneity; it enables it. You still have the freedom to do whatever strikes you in the moment - even more so because you know that's exactly what you intended to do. | 10 Reasons To Start Christmas Planning Early With a bit of forethought, there's no reason it needs to be quite as nerve-wracking or frustrating as often the days leading up to the holidays are. So, in case you're not entirely convinced of the benefits that early preparedness brings, let's take a look at the 10 reasons to start Christmas planning early. | What are the chances? We can't predict the future, but we can plan for it. But why does this even matter? Meet some ordinary people thinking about these things. | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | Tan Yu Hong | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Tan Yu Hong, All rights reserved. | | | Adilah. Mother & MOE Teacher. One of the best decisions I made for myself in 2022 was to engage Yu Hong as my financial advisor.
Interestingly, the first time I met Yu Hong for financial planning wasn't even for myself! It was actually a meet-up for my husband. My husband had no insurance coverage in Singapore and was adamant that he didn't need any, until he met Yu Hong.
The first meeting with Yu Hong went a lot like a chat under the sun with a long-lost friend. We spoke openly about our dreams, goals and financial limitations. The conversation was effortless and vulnerable; no pretense and just filled with hope and faith. Yu Hong's sincerity and genuine efforts in learning about us before planning for my husband's policies truly shifted my view about financial planners.
A month later, while going through my own policies, I realised that I may be spending more than I needed. Even though Yu Hong wasn't my financial advisor then, I turned to him for help in looking through my policies. The fact that he got back to me promptly with a customised document designed just for me and took me through my policies spoke volume about how earnest he is helping others.
I think what really moved me was the fact that he honestly had nothing to gain from me and he could easily have rejected my request and directed me to my then-financial advisor. But without any perks on his ends, he painstakingly reviewed my policies and dedicated his time to help me better understand my insurance coverage.
It was obviously a no-brainer for me to transfer my policies over to Yu Hong because at the end of the day, you'd want a financial advisor who is truly passionate about serving his best for you. Yu Hong is that man, rooting for you in the corner.. never pushing you for his own benefits but only giving gentle nudges to steer you towards the right direction in managing your finances.
Both my husband and I are confident that we made the right choice in engaging Yu Hong as our financial advisor. We trust that he'd be there when times are difficult for us.
True enough, Yu Hong was there when I had health complications during my postpartum period. Without a second thought, he came down to the hospital and waited patiently for me to be admitted. He even had a coat ready to offer since it was freezing in the waiting area. His actions are true testament to who Yu Hong is as a person; a compassionate man with a magnanimous heart.
Thank you Yu Hong for not only being our financial advisor, but a confidante to both of us. We are blessed to have you in our lives. | | | Helen Lee. A Mother & HR Practitioner Yu Hong is great to work with! He has always responded quickly to my questions and concerns. He will understand my situation and needs first then presents me with insurance options that best meets my needs. I highly recommend Yu Hong and his service! | | | Ke Cheng. Student. I've known Yuhong since our army days, and it's great to see him doing something he enjoys and helping his clients with their finances.
What I really appreciate about Yuhong is that he takes the time to understand my specific needs before tailoring a financial plan.
He's not pushy or anything, but he gives me solid advice that helps me make better decisions.
I'm excited to continue learning from him and hearing his financial tips! | | | Daniel Chew. NUS Student. I was referred to Yuhong by a good friend of mine many months ago. Since then, I have gotten to chat with him multiple times about my financial plans and goals. From our discussions, I find Yuhong to be resourceful, engaging and someone that sets himself apart from other financial planners!
He's definitely worth your time! Highly recommend! | | | Lim Jun Jie. SIT SIE(BS) Student I met Yu Hong during my national service days. Despite his heavy duty as a commander, he always spends time listening to his team's concerns and working towards our goals together. Thus, I trust him and his services.
We had a few financial advisory sessions, and I feel he always tries his best to understand my situation and challenges before advising me. Not only does he has vast financial knowledge, he often simplifies them for me, making sure that I fully understand the available options.
I truly appreciate that he is transparent and not pushy, which made me feel comfortable throughout our sessions.
Most importantly, he always checks in with me to make sure I am living well, if I'm on track toward my goal, and offers me his help whenever I need them. I feel reassured and motivated to have his help. | | | Jun Wen. IT Manager. I've been working with Yu Hong for the past year and I can confidently say that he has been a tremendous help to me. His expertise in insurance has allowed me to secure the coverage I need to protect my future and give me peace of mind.
Not only has Yu Hong helped to navigate the complex world of insurance, but he has also provided valuable guidance and advice on my overall financial plan. He takes the time to understand my goals and priorities and offers tailored solutions that fit my unique needs.
I appreciate Yu Hong's professionalism, knowledge, and dedication to his clients. He is always available to answer my questions and is proactive in reviewing my policies to ensure I have the right coverage at the right price.
If you're looking for a financial planner who can provide comprehensive insurance solutions and help you achieve your financial goals, I highly recommend working with Yu Hong. | | | | |